NO MORE 5 DAY HOLDS. NO MORE RESERVES
Businesses of all types come to us every day after being turned down by others. We offer an extremely reliable and robust solution that never goes down, is fully secure and solid….
Some industries we process for include:
Quick & Efficient way for Merchants to Electronically Process all their ChecksWith our ZCHEX /Remote Deposit Capture service, you can transmit check images directly to your bank account, rather than visiting the bank each time you need to deposit checks. Using a small check scanner, computer, and internet connection you can electronically transmit and deposit any number of checks anytime of the day or week. If you have multiple locations this is the perfect solution whether you are depositing to multiple banks, multiple accounts or if you want to consolidate all your deposits into one account. All deposits for all locations can be viewed online at anytime this includes viewing the actual checks deposited. ZCHEX is a federal law that enables banks to process checks electronically, which makes check processing faster and more efficient for the bank. Currently, banks must physically transport original paper checks from the bank where the checks are deposited to the bank that pays them in an inefficient and costly process. ZCHEX allows financial institutions to substitute the original paper check with an image of the item thus electronically forwarding the check throughout the system instead of it being physically sent through. This greatly reduces the time it takes for the check to clear and/or be returned unpaid. To further increase efficiency merchants can implement the same type of technology right in their own location thus affording merchants the same efficiencies the banks have. Now instead of physically taking paper checks to the bank, merchants can electronically deposit all checks (consumer, business, government, money orders, cashier checks, and more) without leaving their location. Through our internet driven interface and a check imager merchants capture an image of the front and back of the check along with the associated payment information and transmit this information to their OWN bank. By processing checks electronically both settled and dishonored checks are posted quicker, and if you utilize our Consolidated Returns Program you can significantly reduce the return item fee that you're currently being charged by your bank. If you're not sure which solution is the best one for your business please fill out a Contact Request form and a ZCHEX agent will contact you shortly. For immediate assistance, please contact us toll free at 800-467-4938 or by emailing us at email@example.com.