At Zchex Inc. we are committed to safeguarding your privacy and protecting your information against
unauthorized use. The following statements explain the policies we adhere to regarding collection of data,
information security, and privacy standards.
Zchex Inc. provides payment products and services primarily for commercial enterprises. As a part of our
business operations, we routinely collect and retain information about our customers. This information is
necessary in allowing us to provide our services or provide information about our services and company.
Use of this information by Zchex Inc. includes, but is not limited to: administration of records; execution of
accounting and funding; compliance with laws and regulations; and/or the development of future
Zchex Inc. is the sole owner of the information collected. We will not sell, share, trade, or rent this
information is ways inconsistent with this statement.
Our customers are primarily businesses or other non-person legal entities. While most of the information
we receive and collect is not of a personal nature, portions of the transaction information we receive may
include public and non-public information about individuals as well as about the entities with which they
conduct business activities.
Regardless of the nature of the information, whether it is information we solicit directly from our
customers, from visitors to our web site, or whether we collect the information during the processing of
transactions, we regard all such information as “private” and take steps to protect its integrity and
No private information regarding specific persons will be provided to any third party except:
This policy does not preclude Zchex Inc. unrestricted use of non-personal, summarized, derived, or
aggregate information (ie., volumes, totals, averages, etc.). In addition, Zchex Inc. may provide
information, from time to time and as allowed by our customers’ respective contracts, to entities that may
have products or services that may be of interest to them.
We may solicit, collect or retain public or personal information regarding customers or visitors to our Web
site(s) in order to allow Zchex Inc. to respond to requests about products and services, for investor
information, etc. Such information (eg.name, address, telephone number, email address) is voluntarily
supplied by the visitor and will be used to contact the visitor to follow up on the visitor’s request.
Portions of our services may be provided by organizations with which Zchex Inc. has a contractual
relationship. In such cases, Zchex Inc. may provide collected information, safeguard it, and abide by
applicable law. In the event our business relationship requires Zchex Inc. to perform credit reporting
activities, we may share your information with third parties. We may also be required to disclose personal
information in response to requests by legal, governmental, or regulatory agencies with proper
At Zchex Inc. we take seriously the responsibility to protect the security and privacy of the information we
receive. We have established effective policies that define our commitment to data security and the
information technology we administer. We continually review policies and procedures to assure that they
are appropriate and effective in meeting our commitments to our community, our customers, and
Strict internal procedures and control mechanisms require that individuals’ access to information is
controlled according to job responsibility and legitimate ìneed to knowî. To the degree reasonably
possible, access controls are narrowly defined in order to restrict information access to that which is
necessary and consistent with the respective job function(s) of our personnel.
Any suspected attempt to breach our policies and procedures, or to engage in any type of unauthorized
action involving our information systems, is regarded as potential criminal activity. All suspected computer
mischief will be reported to the appropriate authorities.
Zchex Inc. uses a variety of controls and measures to protect personal or sensitive information. These
include industry-standard encryption, physical access security, secured networks and servers, anti-virus
protection, vulnerability scans, firewalls, intrusion detections, defense monitoring and other appropriate
We test, review, and update this technology from time to time to improve and enhance our security
In order that Zchex Inc. information security and privacy policies and appropriate and effective and that
these policies reflect the ongoing changes in our industry, Zchex Inc. reviews its policies from time to time
and may make changes to these policies and practices as it determines them to be warranted. When
changes are made that affect Zchex Inc. Privacy Statement, this web site will reflect such changes.
If you have a question or comment regarding this Privacy Statement, please contact: firstname.lastname@example.org.