Privacy Policy

At Zchex Inc. we are committed to safeguarding your privacy and protecting your information against

unauthorized use. The following statements explain the policies we adhere to regarding collection of data,

information security, and privacy standards.


About the Information We Collect


Zchex Inc. provides payment products and services primarily for commercial enterprises. As a part of our

business operations, we routinely collect and retain information about our customers. This information is

necessary in allowing us to provide our services or provide information about our services and company.

Use of this information by Zchex Inc. includes, but is not limited to: administration of records; execution of

accounting and funding; compliance with laws and regulations; and/or the development of future



Zchex Inc. is the sole owner of the information collected. We will not sell, share, trade, or rent this

information is ways inconsistent with this statement.


Our customers are primarily businesses or other non-person legal entities. While most of the information

we receive and collect is not of a personal nature, portions of the transaction information we receive may

include public and non-public information about individuals as well as about the entities with which they

conduct business activities.


Regardless of the nature of the information, whether it is information we solicit directly from our

customers, from visitors to our web site, or whether we collect the information during the processing of

transactions, we regard all such information as “private” and take steps to protect its integrity and



No private information regarding specific persons will be provided to any third party except:


  • To obtain commercial and credit information to establish, maintain or renew a customer’s contract(s)
  •  As may be required to provide any of the services for which a customer has subscribed
  • As may be legally permitted
  • To assist in preventing or prosecuting fraud, or to otherwise comply with a requirement or request of the government
  •  To comply with the rules and regulations of any payment network or platform
  • With the person’s written consent


This policy does not preclude Zchex Inc. unrestricted use of non-personal, summarized, derived, or

aggregate information (ie., volumes, totals, averages, etc.). In addition, Zchex Inc. may provide

information, from time to time and as allowed by our customers’ respective contracts, to entities that may

have products or services that may be of interest to them.


Information Collected via our Web Site


We may solicit, collect or retain public or personal information regarding customers or visitors to our Web

site(s) in order to allow Zchex Inc. to respond to requests about products and services, for investor

information, etc. Such information (, address, telephone number, email address) is voluntarily

supplied by the visitor and will be used to contact the visitor to follow up on the visitor’s request.


Third Parties


Portions of our services may be provided by organizations with which Zchex Inc. has a contractual

relationship. In such cases, Zchex Inc. may provide collected information, safeguard it, and abide by

applicable law. In the event our business relationship requires Zchex Inc. to perform credit reporting

activities, we may share your information with third parties. We may also be required to disclose personal

information in response to requests by legal, governmental, or regulatory agencies with proper



Commitment to Security, Privacy and Standards


At Zchex Inc. we take seriously the responsibility to protect the security and privacy of the information we

receive. We have established effective policies that define our commitment to data security and the

information technology we administer. We continually review policies and procedures to assure that they

are appropriate and effective in meeting our commitments to our community, our customers, and



Strict internal procedures and control mechanisms require that individuals’ access to information is

controlled according to job responsibility and legitimate ìneed to knowî. To the degree reasonably

possible, access controls are narrowly defined in order to restrict information access to that which is

necessary and consistent with the respective job function(s) of our personnel.


Any suspected attempt to breach our policies and procedures, or to engage in any type of unauthorized

action involving our information systems, is regarded as potential criminal activity. All suspected computer

mischief will be reported to the appropriate authorities.


Security Practices


Zchex Inc. uses a variety of controls and measures to protect personal or sensitive information. These

include industry-standard encryption, physical access security, secured networks and servers, anti-virus

protection, vulnerability scans, firewalls, intrusion detections, defense monitoring and other appropriate



We test, review, and update this technology from time to time to improve and enhance our security



Changes to Zchex Inc.’ Information Security and Privacy Statement


In order that Zchex Inc. information security and privacy policies and appropriate and effective and that

these policies reflect the ongoing changes in our industry, Zchex Inc. reviews its policies from time to time

and may make changes to these policies and practices as it determines them to be warranted. When

changes are made that affect Zchex Inc. Privacy Statement, this web site will reflect such changes.




If you have a question or comment regarding this Privacy Statement, please contact: